Hopefully it does not come to that. I dislike coming cap in hand but unfortunately I am a victim of this sites popularity.
Our popularity and traffic, particularly on game day and when big news items hit (there have been a lot in the past few years - sacked coaches, tanking, vineygate), has forced us onto a dedicated server and a few bumps in specs inorder to handle it all. Nasher is more qualified to go into specifics.