Completely agree (still).
Range Rover's "everyone's in on it" certainly doesn't qualify, it assumes Tom Scully is the only stakeholder they need to look after. Sweeping it under the carpet in this manner would be dreadful PR from the club and a shameful way to treat its members and its 40 or so other players. Unless the club is run by complete incompetents, if they found out then he should've been shown the door immediately.
If Scully leaves I'll be mad at him, but if RR's theory turns out to be the truth I'd be so much more angry at the club that it'd be incomparable.
The more likely scenario as posted by old55 a number of times is that Scully deliberately delayed the decision so that if he did decide to take the coin, he wouldn't have to spend the year lying to his teammates (as he genuinely hadn't decided anything and possibly hadn't looked at the offers) and being spat on in the Casey Reserves.