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Majak Daw Driving Charges



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Not a big deal I wouldn't have thought. Every second person I work with has driven unlicensed at some stage.

Hope he is looked after by the club.

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11 minutes ago, faultydet said:

Not a big deal I wouldn't have thought. Every second person I work with has driven unlicensed at some stage.

Hope he is looked after by the club.

I don’t think it is that trivial. Car also unregistered. It will have consequences.

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1 hour ago, Redleg said:

Majak Daw has been charged with driving offences.

Driving an unregistered car and driving when licence suspended.

Happened November last year, court appearance scheduled for this Monday but apparently likely to be moved back a month.

*According to Herald Sun report anyways.

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3 hours ago, faultydet said:

Not a big deal I wouldn't have thought. Every second person I work with has driven unlicensed at some stage.

Hope he is looked after by the club.

Unlicensed and unregistered means uninsured. The risk that poses to other people in the community when you don't have access to insurance to covers costs associated with potential damage (to either property or people) is just unacceptable. 

It is completely unfathomable that you could think this isn't a big deal for Majak or anyone.

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This seems like a silly thing to do - but not front page of the herald sun worthy. Shouldn’t have done it, but not like he was speeding / drunk etc. just driving 

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4 hours ago, deanox said:

Unlicensed and unregistered means uninsured. The risk that poses to other people in the community when you don't have access to insurance to covers costs associated with potential damage (to either property or people) is just unacceptable. 

It is completely unfathomable that you could think this isn't a big deal for Majak or anyone.

Yeah good point. Didn't consider the insurance angle. Selfish and inconsiderate.

 

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Posted (edited)
7 hours ago, Dee-licious said:

This seems like a silly thing to do - but not front page of the herald sun worthy. Shouldn’t have done it, but not like he was speeding / drunk etc. just driving 

 

4 hours ago, faultydet said:

Yeah good point. Didn't consider the insurance angle. Selfish and inconsiderate.

 

Faulty, thanks for acknowledging a change in position in light of other info or evidence, it doesn't happen enough!

 

And while the seriousness shouldn't be down played, I do agree with the sentiment that it isn't really back page news too. It can be completely unacceptable, but still "minor" in the scheme of things and therefore barely newsworthy.

Edited by deanox
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9 hours ago, deanox said:

Unlicensed and unregistered means uninsured. The risk that poses to other people in the community when you don't have access to insurance to covers costs associated with potential damage (to either property or people) is just unacceptable. 

It is completely unfathomable that you could think this isn't a big deal for Majak or anyone.

Hi Deanox. I've got a bit of a side hustle doing some work for an insurance company until I can get back to my regular gig in travel full time. The work is dealing with other drivers that are at fault in incidents with our clients but who are uninsured. The amount of money that has to be written off because we can't prove the other person is at fault / can't find them / financial hardship is off the scale and a contributing factor in why premiums increase each year. I was told that only around 25% of drivers in this country are insured. 

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21 minutes ago, Rab D Nesbitt said:

Hi Deanox. I've got a bit of a side hustle doing some work for an insurance company until I can get back to my regular gig in travel full time. The work is dealing with other drivers that are at fault in incidents with our clients but who are uninsured. The amount of money that has to be written off because we can't prove the other person is at fault / can't find them / financial hardship is off the scale and a contributing factor in why premiums increase each year. I was told that only around 25% of drivers in this country are insured. 

I’d believe that. I had an at-fault car accident without insurance in my early 20s, however your counterpart at the time didn’t have too much trouble finding me, they just had to get the police report (my car was totalled so no getting away with it). 

Reason for not having insurance: couldn’t afford it. Now you can argue if you can’t afford insurance, you can’t afford having a car, but reality is I needed to work and study, and I lived a considerable distance from both places from the places I needed to be (because poor) with limited public transport. People with less means unfortunately often feel they have to take more risk to get by. And like Mr Daw I got the privilege of a couple of police charges too just to rub salt in to the wound.

Anyway I was “only” up for about 3k for the other party, plus obviously the loss of my own car. Had to take out a personal loan to cover it all, I made sure I borrowed enough to grab a year or two worth of insurance too. Haven’t ever gone without it since, although I’m in a significantly better place financially now so it’s a (privileged) no-brainer.

In any case, it’s the personal indemnity insurance you get from your registration that is the issue. It’s why “unregistered” charges always come with an “uninsured” charged. As far as I’m aware NSW is the only state that enforces compulsory third party insurance, but I could have that wrong.

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4 minutes ago, Nasher said:

I’d believe that. I had an at-fault car accident without insurance in my early 20s, however your counterpart at the time didn’t have too much trouble finding me, they just had to get the police report (my car was totalled so no getting away with it). 

Reason for not having insurance: couldn’t afford it. Now you can argue if you can’t afford insurance, you can’t afford having a car, but reality is I needed to work and study, and I lived a considerable distance from both places from the places I needed to be (because poor) with limited public transport. People with less means unfortunately often feel they have to take more risk to get by. And like Mr Daw I got the privilege of a couple of police charges too just to rub salt in to the wound.

Anyway I was “only” up for about 3k for the other party, plus obviously the loss of my own car. Had to take out a personal loan to cover it all, I made sure I borrowed enough to grab a year or two worth of insurance too. Haven’t ever gone without it since, although I’m in a significantly better place financially now so it’s a (privileged) no-brainer.

In any case, it’s the personal indemnity insurance you get from your registration that is the issue. It’s why “unregistered” charges always come with an “uninsured” charged. As far as I’m aware NSW is the only state that enforces compulsory third party insurance, but I could have that wrong.

Hi Nasher. I'm just getting my head around the intricacies of it all but I think in NSW there is something called a green slip which only covers injury to another party but doesn't cover the cost of repair of their vehicle, which I think a lot of people don't understand. Yeah, I've come across a lot of people who's current life situation doesn't allow them to prioritise motor insurance as a necessity. 

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Posted (edited)
34 minutes ago, Rab D Nesbitt said:

Hi Nasher. I'm just getting my head around the intricacies of it all but I think in NSW there is something called a green slip which only covers injury to another party but doesn't cover the cost of repair of their vehicle, which I think a lot of people don't understand. Yeah, I've come across a lot of people who's current life situation doesn't allow them to prioritise motor insurance as a necessity. 

Ah, that sounds like the MAIB component that is rolled in to ours (in Tasmania) then.

I just happen to have a rego due, here’s what the breakdown looks like:

ED3D1F0D-AB0A-4E2E-BEF2-1465480917A9.jpeg

The MAIB component is about half the cost. Other than this I don’t believe I am required by law to have any other type of insurance.

Edited by Nasher
Maths
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Posted (edited)
52 minutes ago, Nasher said:

I’d believe that. I had an at-fault car accident without insurance in my early 20s, however your counterpart at the time didn’t have too much trouble finding me, they just had to get the police report (my car was totalled so no getting away with it). 

Reason for not having insurance: couldn’t afford it. Now you can argue if you can’t afford insurance, you can’t afford having a car, but reality is I needed to work and study, and I lived a considerable distance from both places from the places I needed to be (because poor) with limited public transport. People with less means unfortunately often feel they have to take more risk to get by. And like Mr Daw I got the privilege of a couple of police charges too just to rub salt in to the wound.

Anyway I was “only” up for about 3k for the other party, plus obviously the loss of my own car. Had to take out a personal loan to cover it all, I made sure I borrowed enough to grab a year or two worth of insurance too. Haven’t ever gone without it since, although I’m in a significantly better place financially now so it’s a (privileged) no-brainer.

In any case, it’s the personal indemnity insurance you get from your registration that is the issue. It’s why “unregistered” charges always come with an “uninsured” charged. As far as I’m aware NSW is the only state that enforces compulsory third party insurance, but I could have that wrong.

I think Qld has compulsory 3rd party and also has ambulance cover worked into rego and/or licence costs as well.

While I'd be pretty surprised if cost was a factor for Majak, I also don't think people should discount how bloody difficult the various road authorities are making it to keep track of being registered or not as well.  Since I'd say most jurisdictions have done away with physical rego stickers, it can actually be challenging to keep track of and find out if you are actually registered or not.  I reciently had to do this for one of my cars and asides from the banking transaction on my end that I'd reasonably well labeled, it was a mission and a half or garbage web pages and automated 'customer service' phone lines that didn't yeild any meaningful results.  In the end the Qld Department of Transport and Main Roads customer service department was outsourced to my messenger freinds group who pointed me in the direction of an app that would return rego status of a given rego number, but if I wasn't looking for this info in the first place, I would have been none the wiser.

Technology making our lives easier - yeah right!

Edited by Rodney (Balls) Grinter
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All above aside you can now pay monthly quarterly, etc to spread your costs.Majak needs some financial management guidance and hopefully the club have gotten around him to organise that type of support he has had a terrible run and needs the clubs support.

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Probably didn't bother to update his car registration because his licence was suspended. Then got tempted to drive somewhere. It's a vicious slope once the judicial system or debt collectors get you in their grips. Anyone know if the club puts on a shuttle bus to Casey from Melbournetown? 

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17 minutes ago, Skuit said:

Probably didn't bother to update his car registration because his licence was suspended. Then got tempted to drive somewhere. It's a vicious slope once the judicial system or debt collectors get you in their grips. Anyone know if the club puts on a shuttle bus to Casey from Melbournetown? 

It could be as simple as he moved and didn't get notice of a suspension due to points accumulated and also didn't get rego renewal.

I note he also was coming off a very heavy mental health episode, so not totally unexplainable, possibly.

Still all that being said, drivers need to be licenced and cars registered before driving.

Possibly looking at a fine and further period of suspension.

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3 hours ago, Rab D Nesbitt said:

Hi Nasher. I'm just getting my head around the intricacies of it all but I think in NSW there is something called a green slip which only covers injury to another party but doesn't cover the cost of repair of their vehicle, which I think a lot of people don't understand. Yeah, I've come across a lot of people who's current life situation doesn't allow them to prioritise motor insurance as a necessity. 

Importantly CTP covers all injured people- you, your passengers and the other driver, their passengers and even pedestrians, cyclists.... I understand people not prioritising motor insurance and it's a totally rational decision not to buy comprehensive motor insurance but I think everyone shoould be buying CTP (which you legally have to in NSW) and Third Party Property Damage. 

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